Life Insurance is an insurance coverage that pays out a certain amount of money to the customer or their specified beneficiaries upon pre-defined events such as a death of the individual insured or on the expiry of the policy term. The coverage period for life insurance is usually more than a year. So this requires periodic premium payments, either monthly, quarterly or annually.
The risks that are generally covered by a life insurance policy are:
• Premature Death
• Income during Retirement
We have access to a wide spectrum of International Life Insurance Companies. We provide solutions for both Group Life Insurance and Individual Life Insurance requirements. We advise on the optimum solution tailored for the requirements of the group or individual.
Our core competencies are in the claims area. Due to the very nature of the product, it is a big possibility that the person buying the insurance may not be in existence when the claims are made. The people left behind many times struggle with the processes etc. When you are buying insurance you can have peace of mind that we will follow through with the successors and assist in making the claims a smooth process.
Group life insurance
Group life insurance is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. We work with the group to design solutions required as per the homogenous characteristics and requirements of the group.
Individual Life Insurance
We provide solutions for individual life insurance, bBe it term life, endowment, annuities and pensions, investment plans or, mortgage life insurance, we can work with you and tailor a solution according to your individual requirements.
(Please note that the objective here is to provide what we can do. In case you are looking for product information, we will be happy to assist you. You can write in to us at email@example.com with some specifics as to what you are looking for or call us at +852 2801 5100 and we will be happy to assist you.)